Are You...

  • Behind On Your Mortgage Payments ?
  • Owe More Than Your Home Will Sell For ?
  • Want To Avoid A Foreclosure On Your Credit ?

Why Not... Consider The Option Of A Short Sale.
Call Barry McWright  -  (904) 886-9999

For A No Hassle, No Cost Consultation To Discuss Your Options.


*** BANK OF AMERICA      NEWS RELEASE ***
September 12, 2012

Short Sale
 Relocation Assistance Program:
Homeowners Could Receive Up To $30,000 in relocation assistance

Bank of America is excited to offer enhanced relocation assistance. Qualified homeowners who initiate a Preapproved Price Short Sale (without an offer) could be eligible to receive up to $30,000* in relocation assistance and owe no more on their mortgage with the sale of their property, depending on the investor involved. 

Don't miss this limited-time offer to get the help you need.
For Complete Details & Short Sale Help Call
Northeast Florida Realty Inc Today -
(904) 886-9999

Frequently Asked Questions


1. What is a "Short Sale" ?

A short sale is when you sale your home for less money than you owe to your mortgage lender. Hence you are "short" of what you owe - which makes it a "short-sale."

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2. What are some of the qualifing factors for a "Short Sale" ?

1) A hardship has occurred
2) You can't afford your payments
3) Your payments are behind or about to be behind
4) The current home value is not enough to pay all closing costs and satisfy the mortgage.

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3. What are the fees for a short sale ?

In a short sale our goal is to negotiate with your mortgage lender and have them accept the buyers offer as "payment in full" thereby releasing you from any deficiency amount. In this process, part of the negotiations are for your mortgage lender to pay all the cost and fees, including our real estate fee. Therefore, there are no fees or cost charged directly to you - the home owner.

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4. What if my mortgage lender will not accept the buyers offer as "payment in full" ?

In a short sale transaction as a company policy, we have you (the seller), the buyer, and the real estate agents sign an amendment to the purchase and sales agreement that states: You (the seller) may cancel the purchase and sales agreement at anytime if the mortgage lender does not accept the offer as "payment in full" with no cost or penalties to you (the seller). So if the mortgage lender does not accept the offer as "payment in full" - you do not have to complete the sale. However if you choose to complete the sale you may.

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5. Why should I consider a Short Sale with Northeast Florida Realty Inc.?

Our company's goal is to negotiate with your mortgage lender to accept the buyers offer as "payment in full" for your mortgage. So that you (the seller) will have no further obligation to the mortgage lender for the debt. If the mortgage lender forecloses on your home or if you sale your home without negotiating that the mortgage lender accept the buyers offer as "payment in full" - you (the seller) may be pursued by the mortgage lender for any deficiency amount still owed. Our goal is for you to avoid this scenario of owing money to the mortgage lender after you sell your home.

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6. WHAT DO I NEED TO DO - TO START THE SHORT-SALE PROCESS ?

Call Barry McWright at (904) 886-9999 Or email me at: barry@barrymcwright.com for a no hassle, no cost consultation to discuss your options.

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IMPORTANT NOTICE:
Northeast Florida Realty Inc. is not associated with the government, and our service is not approved by the government or your lender. Even if you accept this offer and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.

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